1. Rethink date night
How often do the two of you have a date night? Some couples have a weekly date night during which they go out to a fancy restaurant, order drinks and then maybe go to a movie or bowling. An evening like that can quickly add up to more than $100.
If you want to save money as a couple, you may have to change what you do together. Keep date night a tradition, but decide on a spending limit that supports your goals and then get creative. Make date night about spending time together, not about paying an expensive bill.
2. Declare a ‘no dining out’ month
The money you spend eating out adds up quickly. Even fast food, lattes and vending machine snacks can slowly empty your pockets. Choose one month and commit to making all your meals at home, including brown bagging your lunch for work. Then, fight the temptation to stop at the drive-through or grab a sandwich at the office deli. You’ll have saved quite a bit of money by the end of the month.
3. Forgo gifts for a while
While you’re looking to reach specific financial goals, make a pact that you won’t buy each other lavish birthday, anniversary or holiday presents. Couples often spend hundreds of dollars on these special occasion gifts. By putting that amount into a savings account toward your financial goals, you’re both still receiving a gift.
4. Plan a staycation
Instead of planning your annual getaway, consider having a staycation this year. You and your partner can take the same week off from work and do fun things around town together. Rent a movie, have an at-home wine-tasting adventure, go for a hike or pack a picnic. There are likely many activities you can do that are close to home and probably inexpensive. Keep your savings goal in mind and let vacations be relaxing and rejuvenating, instead of draining your bank account.
Looking for ideas on how to save money? Whatever your financial and accounting needs are, Williams & Kunkel can help you. Call us today in Flower Mound at 972-446-1040 to have a chat.
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Source: Los Angeles Times